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Student Loans

CPTC does not endorse any specific providers of student loans.  Below is one of many potential providers but you are encouraged to research other potential options for noncredit student loans.
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Private, credit-based student loan for technical training or trade school, online courses and other continuing education courses. For CPTC Continuing Education courses, please select the "Career Training Loan".
  • Generally restricted for courses that have a registration fee of $1,000 or more but some exceptions are made for those courses that have a registration fee of at least $750.
  • Covers up to a maximum of the coursre registration fee only.  Any funds requested that exceed the course registration fee will be denied.
  • No fees
  • Interest rates that reward good credit and are as low as Prime + 0% for borrowers with excellent credit. Interest rates are variable and reset monthly.
  • You may take up to 15 years to repay your loans with one of the following options:
    • Standard repayment option, you make level, monthly payments of principal and interest.  The minimum monthly payment is $25.00.
    • Interest-only repayment option, you make interest-only payments while you are in school and begin standard repayment of principal and interest once school is completed.
    • Deferred repayment option, you may defer payments for up to 12 months, not to exceed the anticipated graduation date on the application. You are required to make a $10.00 monthly payment during deferment. This $10.00 payment will be toward the interest that accrues on the account during deferment. After deferment, you will begin standard repayment of principle and interest.

Telephone numbers are accessible to persons who are deaf or hard of hearing through the Georgia Relay by dialing 711 or 1-800-255-0056 from a TTY/TDD.

Los números de teléfono son accesibles a las personas que son sordos o con pérdida de la audición a través de Georgia Relay marcando 711 o 1-800-255-0056 de TTY/TDD.


Waycross Alma Baxley
1701 Carswell Ave 101 West 17th St 1334 Golden Isles Pkwy, W
Waycross, Georgia 31503 Alma, Georgia 31510 Baxley, Georgia 31513
912.287.6584 912.632.0951 912.367.1700
  Camden Golden Isles
  8001 The Lakes Blvd 3700 Glynco Pkwy
  Kingsland, Georgia 31548 Brunswick, Georgia 31525
  912.510.3327 912.262.4999
  Hazlehurst Jesup
  677 Douglas Hwy 1777 West Cherry St
  Hazlehurst, Georgia 31539 Jesup, Georgia 31545
  912.379.0041 912.427.5800


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